The corridor that pays the country.
The Newark-to-Camden corridor moves goods, pharmaceuticals, and capital for the entire Northeast — and the B2B vendors making that happen carry an AR load that's disproportionate to their headcount. We take that load off.
The Garden State, region by region.
Pharma & life sciences supply chain
Contract services, R&D vendors, packaging, cold-chain logistics. We follow up through pharma procurement gates that defeat most billing teams.
Port of NY/NJ vendors
Drayage, chassis, warehousing, equipment dealers. The 3rd-largest port in the U.S. has the AP cycles to match.
Logistics & 3PL
Turnpike corridor freight, last-mile delivery serving NYC, ground handling. Broker AR, detention, accessorials.
NJ trades & MEP
Commercial HVAC, plumbing, electrical. We work under NJ Prompt Payment Act (NJSA 2A:30A) and preserve lien rights statewide.
Avg NJ B2B services DSO (state benchmark)
Avg DSO our NJ clients hit within 90 days
Plus plan cost vs $5K+/mo for in-house A/R hire
We do contract R&D services for two of the top ten pharma companies in the world. Their AP departments are designed to make vendors give up. Payment Shield is the first team I've worked with that doesn't.
New Jersey-specific questions
Do you understand NJ's Prompt Payment Act?+
Yes. NJSA 2A:30A-2 requires GCs to pay subs within 10 days of receiving payment, with interest at the prime rate plus 1% for non-compliance. We document and reference the statute appropriately.
Can you work pharma procurement (Merck, J&J, BMS, Bayer)?+
Yes. Vendor portals, multi-stage approval chains, and Master Service Agreement billing — handled. These engagements require patience and documentation discipline; we bring both.
Do you handle Port of NY/NJ AR?+
Yes. Drayage, chassis, warehousing, container freight stations. We've worked the AP cycles for vendors serving every major BCO operating through the port.
Are NJ construction liens part of your service?+
We preserve the timeline. NJ Construction Lien Law requires filing within 90 days of last work for private, with notice-of-unpaid-balance procedures for residential. Filings go through your construction attorney.
Ready to fix A/R in New Jersey?
Free aging review. No commitment. We'll tell you exactly where the leaks are.