The fifth largest economy.
Some of the slowest payers.
California's $3.9T economy moves on enterprise procurement cycles, government PO terms, and venture-funded buyers who push payment dates the same way they push roadmaps. We chase the invoice so you can keep selling into the world's most demanding B2B market.
Bay Area SaaS & services
Procurement-led buyers, vendor-portal invoicing, 60–90 day enterprise terms. We integrate with NetSuite, QuickBooks, and Stripe to keep the AR ledger clean from PO to cash.
Central Valley ag & food
Co-packers, growers, cold storage, and equipment dealers. Seasonal cash cycles and consolidator AP departments require disciplined follow-up — not generic dunning emails.
LA & Inland Empire logistics
Drayage, warehousing, last-mile delivery. We chase PODs, accessorials, and detention so brokers and carriers stop discounting freight bills just to get paid this month.
Statewide trades
Commercial HVAC, electrical, plumbing, and commercial cleaning under California prevailing-wage and prompt-payment statutes (Business & Professions Code §7108.5).
Average DSO across California B2B services (industry benchmark)
Average DSO our California clients hit within 90 days
Avg time saved per invoice once we take over follow-up
Active across California
From the Bay to the border, we run AR for operators in every major metro and the agricultural corridors in between.
We were waiting 70+ days on enterprise invoices. Within one quarter Payment Shield had us under 35 — and our finance team stopped dreading Monday standups.
California-specific questions
Are you licensed to collect in California?+
Yes. Pre-litigation third-party collections in California are governed by the Rosenthal Fair Debt Collection Practices Act and the federal FDCPA. Our processes follow both, and our team is trained on California-specific notice and documentation requirements.
Do you handle California prompt-payment claims for trades?+
Yes — for commercial work governed by B&P §7108.5 and Civil Code §8800, we document the contractual due date, statutory accrual, and request prompt-payment interest where the contract or statute allows.
Can you work with vendor portals like Coupa, Ariba, and Workday?+
We submit and follow up through every major procurement portal used by California enterprise buyers, plus government and university AP systems.
What does onboarding look like for a California business?+
Two calls in week one (kickoff + AR walk-through), aging review delivered in 5 business days, first follow-up cycle live in week two. No software for you to learn.
Ready to fix A/R in California?
Free aging review. No commitment. We'll tell you exactly where the leaks are.