All industries$ load_delivered
// freight_billing.terminal
$ load_delivered
$ waiting_for_pay --days 33
Broker average days-to-pay sits at 33 days across the U.S. freight market — and that's before disputes, POD shortages, and chargebacks. QuickPay programs cost you 2–5%. We're cheaper, faster, and the cash actually lands.
live aging — 1 carrier book
| 0–30d | $184,420 | ok |
| 31–45d | $67,210 | watch |
| 46–60d | $22,090 | escalate |
| 61+d | $8,440 | dispute |
Five places loads stop being cash
Missing POD
We chase the BOL/POD from the driver same-day, upload to TMS, trigger invoice.
Detention not billed
We pull dispatch timestamps and bill detention with proof — average recovery: $186/load.
Lumper / accessorial disputes
Receipts attached at invoice creation. No 'we never saw this.'
Broker chargebacks
Pre-emptive response file built; we defend the load with documentation, not apologies.
Aged 45+ with broker AP
Direct AP contact, weekly calls, days-to-pay tracked per broker.
Factoring losing 3%+ to fees
We collect in-house so you can drop or right-size the factor.
Who we collect from
Broker freight
33 days
Net-30 contract, days-to-pay tracked per broker for negotiation leverage.
Direct shipper
41 days
Real AP department, longer terms, requires statements & PO matching.
Government / DoD loads
60+ days
WAWF/IPP submission, prompt-pay statutes. We file to spec.
The factoring math has shifted.
With prime up and factoring fees at 3.2% average per invoice, mid-size carriers (15–80 power units) are pulling collections back in-house. We're onboarding 4–6 carrier fleets per month for exactly this reason. Most see a payback period of under 11 weeks.
33 days
Broker avg DTP
11 weeks
Payback on our fee
$186 / load
Avg detention recovered